History

In 2001, the Hisham Hijjawi Collage of Technology was established by the Scientific Foundation of Hisham Adeeb Hijjawi (SFOHAH) and An-Najah National University in collaboration with a number of Arab and international entities.
Mrs. Reem Hijjawi, Mr. Hisham Adeeb Hijjawi's daughter, offers generous donations through the Reem Hijjawi Fund for Student Loans.

About the Fund

  1. The fund was founded in 2013 as a result of an agreement between the college and Mrs. Hijjawi.
  2. Mrs. Hijjawi donates according to the agreement’s standards.
  3. The amount of money can be increased to achieve sustainability and continuity of the fund.
  4. According to the agreement, other parties can donate.

Purpose

The fund aims at:

  1. Offering charity loans to students incapable of paying for university tuition fees to help them obtain their academic degrees only
  2. Improving the university students’ educational, economic and social levels

The Fund’s Principles

  1. Justice, equality and transparency as the loans are distributed according to objective and measurable standards
  2. The faculties orientation to encourage enrolling in important specializations required by the labour market

Terms and Conditions

  1. Applicants must have paid the application fees and must be admitted by the Administration Department.
  2. Applicants must not have obtained other scholarships or loans from other entities.
  3. Applicants must match one of the criteria described in article 12 as they compete to obtain the loan.

Criteria:

  1. The college orientation to encourage enrolling in specializations of low turnout
  2. Students with special social needs registered in governmental agencies or the UNRWA
  3. Family annual income
  4. Number of family members
  5. Number of school and college students in the family
  6. Student residency (with family, students accommodation or rental apartment)
  7. Family house owned or rented
  8. Death of one parent
  9. Family members with special needs such as disability or chronic illness
  10. GPA (Tawjihi)

Application

  1. To apply for a student loan, applicants must submit a free application form either online or by hand.
  2. Students must submit the required paperwork to the fund coordinator for auditing and include any additional documents that may be required.
  3. The fund coordinator prepares lists of the loan’s applicants, arranges them according to objective and measurable standards and submits them to the fund’s management committee for approval. 
  4. The Committee audits, admits and submits the students’ account statements to the financial department to complete the procedures. 
  5. Incomplete applications are excluded unless the requirements are fulfilled in accordance with the fund coordinator recommendation.

Loan Implementation:

Accepted students will receive a notification of assessment that tells them to complete the following procedures:

  1. Students need a guarantor to meet their guarantee terms (an employee, a trader, a lawyer, a doctor, etc.) based on the adopted mechanism by the Financial Department at An-Najah.
  2. Each student is expected to obtain a loan equal to 500 JD or less a semester. The fund approves a loan to the applicants for an amount not exceeding 2000 JD during their undergraduate years in accordance with the number of credit hours of each specialization.
  3. The loan amount is determined according to the number of credit hours in each academic programme. The loan amount is distributed over four semesters for each student. 
  4. If the student fails to pass a course, he/she must repay the course fees at his/her expense.
  5. Dismissed students or those who leave or withdraw from school and fail to meet their study conditions must repay the obtained loans at their expenses.
  6. If the student decides to postpone his/her study without retaining the financial right according to the university regulations, he/she must repay the loan to the Financial Department before registration.
  7. If students are forced to postpone their study for medical reasons, they automatically lose the financial right for getting a loan when the postponement exceeds two successive academic years, and then they lose their right and will be requested to repay the loan.

Freezing Student Loans

Student loans will be frozen in the following cases:

  1. Academic and final disciplinary dismissal
  2. Misleading information
  3. Students who leave or withdraw from school for any reason before finishing their studies must repay the loan at their expenses.
  4. Permanent disciplinary dismissal

Student Loans Repayment:

  1. According to the principle of continuity, students have to repay the loan over facilitated terms of one year after graduation according to the Financial Department’s chronological and financial mechanisms except senior students who enrolled in the academic years 2013/2014 and 2014/2015 .
  2. Student loans borrowers need an accredited guarantor when they graduate to sign a Commitment Form issued by the Fund which states that students are committed to repay the obtained loans after graduation. Students are also committed to sign a promissory note of the loan amount by which they can complete their graduation process.